Asset Allocation and Manager Selection
- Step 1: Right-Fit Discovery
- Step 2: Opportunity Analysis
- Step 3: Balance Sheet Presentation
- Step 4: CFO-like Management
- Step 5: Financial Freedom
We listen and learn to gain a deep level of understanding about the financial and family priorities of our clients. We share about our process and establish a vision for the future.
Using insight about each client’s goals, their unique cash flow needs and the specific asset allocation structure to achieve it, we create an individually tailored cash flow model.
By taking a total balance sheet approach, we help our clients understand their unique investment philosophy and how it drives the asset allocation strategy we’ve designed to address their lifestyle, liquidity and legacy needs.
We can function as our client’s personal CFO to simplify the experience as we implement our asset management strategy. We employ concierge-level support and discrete guidance throughout the life of the relationship.
As life changes and needs evolve, we will continue to meet regularly to assess our progress and maintain the alignment among the portfolio, goals and any liquidity needs that may arise.
We review and analyze various economic indicators to forecast the health of financial markets. An understanding of the trends driving these indicators allows us to position portfolios for specific financial market outcomes and risks.
Government policies can greatly impact financial markets. This may include changes in tax policy or changes in interest rates. By researching the factors and indicators driving policy, we assess the health of the economy and forecast potential financial market outcomes.
Sentiment shows how people feel about business conditions or financial markets. We use several measures of sentiment to gauge the level of optimism or pessimism toward a specific market.
Inflation represents the general rise in the level of prices and the erosion of purchasing power over time. We closely monitor inflation for its potential impact on economic activity and interest rates.
- Step 1: Capability Filter
- Step 2: Quantitative Analysis
- Step 3: Qualitative Analysis
- Step 4: Operational Assessment
- Step 5: Monitor
We use an open architecture structure to form an objective screening for fund managers with superior performance, growth and dedication to preservation of capital.
We validate the background of the candidates against our Elements of Manager Selection criteria to examine the ability of a potential fund manager to add value through their investment process
We conduct in person interviews to examine client goal compatibility of fund managers.
Outside resources enable us to perform an objective final review of each fund manager and additional details, including organizational and financial strengths, audits and background checks.
ELEMENTS OF MANAGER SELECTION
The organization and investment team are expected to be of high quality with strong business and ethical standards. The investment team should have a long track record of investing together with their interests aligned with clients.
We expect our managers to maintain a clear and consistent investment process that has been implemented in various economic environments.
We work hard to understand the risk involved with each investment. This includes understanding the potential for loss in various economic environments and the investment’s underlying exposures at any given point in time.
Performance is a key factor but it often doesn’t tell the full story. We review the historical performance of our fund managers relative to their peers and to a style benchmark. Over rolling periods, we expect that our managers should outperform on a tax and risk-adjusted basis.
The path to financial freedom is often confused by a host of complex decisions and options. Flexibility, performance
We combine our investment allocation process and financial insight in our selection of talented managers, from a completely objective open architecture, to create cash flow solutions for lifestyle, liquidity and personal legacy objectives.
The result: Our clients achieve customized portfolio constructions that strives to provides them the confidence that comes with our unique ongoing process.